** ASSUMABLE FHA LOAN AT 3.25% ** Welcome to 3205 Gibbons Avenue, Baltimore, MD 21214, a beautifully updated and meticulously maintained 4 finished levels, 4-bedroom, 3-bath single-family home offering approximately 2,500 square feet of finished living space. Perfectly blending modern upgrades, functional design, and timeless charm, this move-in-ready home provides exceptional versatility for today's lifestyle. Step inside to discover a bright, open-concept floor plan filled with natural light and enhanced by fresh paint and newly installed carpeting throughout. The spacious living area is highlighted by a stylish wall-mounted electric fireplace, creating a warm and inviting atmosphere for everyday living and entertaining. The heart of the home is the beautifully appointed kitchen, featuring stainless steel appliances, granite countertops, 42-inch cabinetry, and a convenient breakfast bar that seamlessly connects the kitchen to the main living areas. Just off the kitchen, you'll find a practical first-floor laundry room and mudroom, providing additional storage and everyday convenience. A highly desirable first-floor bedroom and full bathroom offer flexible living arrangements, making this home ideal for guests, multi-generational living, or those seeking main-level accessibility. Upstairs, the expansive primary suite serves as a private retreat with generous closet space, while the fully finished attic provides valuable additional living space that can easily function as a fourth bedroom, home office, playroom, media room, or den. The fully finished basement expands the home's versatility even further, offering the perfect setting for a recreation room, home gym, media room, or additional family living space. Step outside to your own private backyard oasis featuring a sprawling two-tier deck overlooking a fully fenced yard, perfect for entertaining, summer barbecues, pets, gardening, or simply relaxing outdoors. Major updates include updated plumbing, electrical, and HVAC systems, giving buyers added peace of mind for years to come. Ideally located in the desirable Parkville area, this home offers convenient access to shopping, dining, parks, schools, and major commuter routes, making everyday living both comfortable and convenient. An incredible bonus for qualified buyers: This home features an assumable FHA mortgage with an exceptionally low 3.25% interest rate, presenting a rare opportunity to potentially save significantly on monthly mortgage payments. Offering 4 bedrooms, 3 full baths, approximately 2,500 square feet of finished living space, multiple flexible living areas, extensive updates, and exceptional outdoor amenities, 3205 Gibbons Avenue truly checks every box. Schedule your private tour today!